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Other than the fact that all that money spent to catch everything up and the lack of help and understanding, in one year it was like nothing was paid on the principal. The only reason we even found out his son did not pay one penny on these loans, ever, is because I ran the credit report because we were planning on buying a house, his credit is totally shot.
It's been a long road and I decided that nobody is helping. Don't matter because we have put off getting married for two years now, due to this situation but his son had another baby and got married and I said screw that. Not only that, his debt is so high now and his credit is shot you can't get any kind of loan. It took me to threaten these people more than once that we want copies of the final disclosure, etc.
When I started to gather information on all these loans to see what was going on, it was so hard to figure everything out. Due to how his son has treated his Father and all the dead ends I hit and the lack of help and understanding from everyone involved I stopped paying the bill all together. To top that they know the whole story that his son is hiding from all people he owes money to, which includes his father. You get late fees when things are not late, they make everything very sneaky in order for you to pay more and more. Nobody has ever showed me this form.
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